Insurance We Accept
Pipitone Counseling Service LLC works with most major New Jersey insurance plans, plus Medicare, Medicare Advantage, and Medigap — and offers a sliding scale for those who need it.
In a nutshell
We accept the plans listed below for individual, teen, and adult therapy — in-person at our Brick, NJ office and via telehealth across New Jersey. Because benefits vary from plan to plan, the best way to know exactly what's covered is to call your insurance company directly and ask about your outpatient mental health benefits. A sliding scale is also available with proof of need.
Plans we accept
Commercial & Major Plans
- Aetna
- Meritain Health
- GEHA
- UMR
- Oxford
- Cigna
- Cigna Life Insurance
- Horizon Blue Cross Blue Shield of New Jersey
- Optum
- UnitedHealthcare
- Braven Health
Medicare & Medicare Advantage
- Medicare
- Medicare Advantage
- AARP MedicareComplete / UnitedHealthcare Medicare Advantage
- Braven Health Medicare Advantage
- HealthSpring Medicare Advantage
- Oxford Medicare Advantage
- Clover Medicare Advantage
- Aetna Medicare Advantage
Medicare Supplement / Medigap
- Aetna Life Insurance Medicare Supplement
- AARP Medicare Supplement / UnitedHealthcare
- Humana Medicare Supplement
- TRICARE For Life
- Cigna Medicare Supplement
How to check your benefits
Your insurance company is the only source that can confirm exactly what your plan covers. It takes one quick call — here's how.
Call your insurer
Dial the member services number on the back of your insurance card.
Ask the right questions
Is outpatient mental health therapy covered? What's my copay or deductible? Is telehealth included? Do I need a referral or pre-authorization?
Get a reference number
Write down the representative's name and the call reference number for your records.
Start with us
Once you know your benefits, meet our team and book your first session.
Cost shouldn't keep you from care
$125 – $175 sliding scaleFor clients who need it, a sliding-scale fee is available with proof of need. We also welcome self-pay and out-of-network clients.
Insurance & payment FAQs
How do I know if you take my insurance?
The list above is a guide, but benefits vary by plan. The fastest, most accurate way to know what's covered is to call the member services number on your insurance card and ask about your outpatient mental health (behavioral health) benefits. They can confirm your coverage and give you a reference number.
What if my plan isn't listed?
Check directly with your insurance company about your out-of-network mental health benefits — your insurer can tell you what they'll cover and reimburse.
Do you offer a sliding scale or self-pay option?
Yes. A sliding-scale fee of $125 to $175 per session is available with proof of need, and we welcome self-pay and out-of-network clients.
Is telehealth therapy covered by insurance in New Jersey?
Most major NJ plans cover telehealth at the same rate as in-person sessions. Confirm your telehealth benefits with your insurer when you check your coverage.
Do you accept Medicare?
Yes. We accept Medicare along with many Medicare Advantage and Medicare Supplement (Medigap) plans — see the list above, and confirm your specific plan with Medicare or your insurer.
Care led by licensed New Jersey clinicians
Pipitone Counseling Service LLC is founded and clinically supervised by Maria Pipitone, LCSW, LCADC, CCS — a dual-credentialed therapist with 20+ years of experience in mental health and addiction care (NJ License LCSW 44SC05794000 · LCADC 37LC00218300). Every therapist on our team is licensed in New Jersey. Meet the team to find the therapist who's right for you.
Ready to start?
Meet the therapists who fit what you need, and take the first step.
Insurance plans and benefits change and vary by individual policy. This list is provided as a guide and is not a guarantee of coverage. Please verify your current benefits with your insurance provider before your first session.